UK Debtor Tracing Services

UK Debtor Tracing Services

Find a debtor in the UK quickly & easily. 

Need to locate someone? We are the UK's leading person & debtor tracing agent

98%
Success Rate
30+
Years Experience
No Trace
No Fee
5000+
Happy Customers

Find a Debtor with Vilcol

1
Trace a Debtor - E-Trace
£25
+vat
2
Trace a Debtor - In Depth Trace
£45
+vat
3
Doorstep Debtor Trace
£175
+vat

Trace a debtor in the UK

If you need to trace a debtor, it’s not always easy to know where to start. Perhaps you’re trying to trace someone who owes money, trace a tenant who owes rent or trace a debtor with an outstanding loan. Or maybe you need to find someone you need to serve a legal notice to.

Even today, with the availability of the internet and social media, it can be a time-consuming, frustrating and expensive process trying to trace money you are owed.

If you’re trying to find a debtor by yourself, you’ll also face a general lack of information, dead-ends, restricted records of dates of birth and phone numbers and no access to professional people tracing tools like those we use.

Let Vilcol ease the burden.

We are one of the UK’s leaders in debtor tracing, debt recovery, process serving (handing over a legal notice or court order), employment tracing, probate tracing and private investigations. If you need to trace a person for any reason, Vilcol can help.

Our debtor tracing service has been operating for more than 30 years with a 98% success rate. We know our stuff. We get results.

This page is to instruct us. If you click on "Start Here" and fill in the form it will be treated as an instruction. If you have a general query please either email customercare@vilcol.com or call us on 020 8390 9988.

 

Trace a debtor

 

Find a debtor quickly and easily – benefit from Vilcol’s 98% success rate

After our debtor tracing service receives your instruction, we assign one of our award winning, experienced in-house investigators.

They carry out enquiries and follow leads based on the information supplied by you and any other data that may have been gained.

Our expertise can help

  • Trace money owed
  • Debt recovery 
  • Online tracing 
  • Find a debtor
  • Trace someone who owes money 
  • Trace a tenant who owes rent 
  • Trace a debtor who has an outstanding loan (bank or personal).

We are authorised and regulated by the Financial Conduct Authority and all our work meets the most exacting standards in the industry.

Vilcol’s access to numerous databases combined with our investigative experience has given us an unparalleled rate of success.

 

How we trace money owed

Debtor tracing often involves time and investigation.

You may be looking to trace a tenant who owes rent, a friend who owes money or a debtor who defaulted on a loan. 

Whatever your requirement and depending on the information you have and the level of service you require, we can usually find a debtor quickly and efficiently using a range of resources that are not generally available to everyone.

Obviously, the more facts you have about the debt recovery case when you instruct us, the easier our job is. We always ensure we are meticulous and discreet while making enquiries.

Whichever of our debt recovery services you choose to find a debtor (full list below), we will send a report with all the data that we have collected on your behalf. Besides sourcing and confirming the address of the person you want to locate, we can often provide other contact details like phone numbers and email addresses.

Instructing Vilcol to find a debtor is as easy as A,B,C and can be a highly effective and time-saving solution.

 

Trace a tenant who owes money UK

 

Why use Vilcol for debtor tracing?

If you want trusted debtor tracing professionals, Vilcol are your go-to specialists.

We have more than 30+ years’ experience and a 98% success rate plus we offer a no trace/no fee guarantee on almost all our services.

We use sophisticated information gathering techniques and draw on a network of skilled and dependable debtor tracing experts throughout the country.

We’ll get you the results you want while adhering to all relevant legislation. Furthermore, we provide a speedy delivery – one you can start in just five minutes!

Start your Debtor Trace

Our debtor tracing service is quick and affordable. Start your trace in just a few minutes.

START HERE 


Trace a Debtor - E-Trace

E-Trace Instruction - £25.00 (plus VAT) - This is a basic automated process that gains information from Public Bodies and Credit Reference Agencies.

  • This service is for debt recovery purposes only.

  • To use this service, you must provide a full last known address for the subject.

  • Confirm that the matter is debt related.

  • There is no Re-Trace Policy with this service.

  • Public Bodies and Credit Reference Agencies update their data sets on a regular basis. This data is reliant upon individuals keeping their information current and up to date.

  • Our fee is due if the data sets advise that your subject is still recorded at the address supplied.

  • Our report will be emailed to you when we receive payment.

  • If you know the subject has definitely moved, and may not have updated their records, then we suggest that you instruct us to conduct an In Depth Trace as described below.

START HERE


Trace a Person (Debtor) - In Depth Trace

In Depth Trace Instruction –

(1) With last known residential address of debtor £45.00 (plus VAT).

(2) Without last known residential address of debtor £85.00 (plus VAT)

Vilcol will assign your instruction to one of our award winning experienced in-house debtor investigators.

They will carry out various enquiries and follow leads based on the information supplied by you and as a result of any other information gained.

  • This is a manual investigation service.

  • Average response time is 5 to 10 working days.

  • We can do it faster if you want but that will cost more.

  • If you want a faster service when instructing us please either tick same day, 24 hour or 48 hour.

  • Please note that you can also instruct us on this service if you cannot provide a last known address. (£40 supplement).

  • Our report will be emailed to you when we receive payment.

  • All successful Debtor Traces have a free 30 day Re-Trace policy.

  • Re-Trace Policy: Vilcol will re-check free of charge any information supplied by us if the request is received in writing within 30 days of the date of our report.

  • If you require an extra level of confirmation, we recommend that you instruct us to conduct a Doorstep Trace as described below.

START HERE


Trace a Debtor Address - Doorstep Trace

Doorstep Debtor Trace Instruction - £175.00 (plus VAT) - Vilcol will assign your instruction to one of our award winning experienced Field Agents.

  • This is a manual investigation service utilising all in-house resources plus an external agent attending to confirm residency

  • They will carry out various enquiries based on the information supplied by you and as a result of any other information gained.

  • If you also require photograph/video evidence further fees will apply depending on your requirements.

  • Contact contact us if you require a quote for photograph/video evidence

  • Our fee is all inclusive.

  • You will not be charged for mileage, refreshments or any other costs.

  • Our offical debtor tracing report will be emailed to you when we receive payment

START HERE

 


Debtor Search FAQs

Q: What is a debtor tracing agency?

A: Debtor tracing agents offer you an accurate, efficient and thorough way to trace a person. Whether it’s a missing person, long lost family member or friend, a witness or an unresponsive debtor.

If you’re looking for an in-depth debtor trace, start here.

Q: Can you trace a debtor without an address?

A: A trace can still be possible without a previous address but it does depend on the individual case. If you can provide some other relevant information Vilcol should still be able to find a trail. However, for a E-Trace you must provide a full last known address for the subject.

Q: Is it guaranteed you’ll be able to find a debtor?

A: We cannot guarantee we will be able to trace a debtor in all cases but we have access to resources that aren’t available to everyone which significantly increases the chances of a successful trace.

To find out more about our tracing services, get in contact.

Q: How do I trace a debtor in the UK?

A: For debt recovery purposes, Vilcol suggests starting with an E-Trace Instruction, if the subject has moved and hasn’t updated their records then we suggest an in-depth trace.

Once the subject has been traced, Vilcol can also offer rapid debt collection services to recover your debt if needed.

Q: How can I find a debtor internationally?

A: Vilcol also provides an international people tracing service to help you find someone overseas. If you need help an international trace, start here.

What our customers say

Solicitor

Thank you very much indeed for this report and for your prompt delivery.
I must say I am incredibly impressed with your service and will most definitely be using it again.
You definitely deserve a well earned drink this evening for that result!
My client is so chuffed as it means not having to push back court proceedings (which they have had to do before) as we can send the paperwork there so you have saved them a great deal of time and money which is fantastic!

Thanks again

Find out more about financial enquiries.

Customer Service Recommendation

Hi,

Just a quickie to thank you for all your help and advice in the initial stages of this below case, over a year ago... I was so despondent initially, but you invited me to call, talked me through the necessary steps and recommended the transferring of it to the High Court etc
I have today received notification that they finally tracked her down and that her dad finally paid the debt which has now been transferred into my account, so all's well that ends well.
Many many thanks once again to yourself and your team and I will certainly recommend you to anyone I know who needs similar help.

Find out more about Vilcol debt collection.

National Audit Office

The National Audit Office - NAO - sought to ascertain whether it was possible to trace current addresses for migrants that the UK Border Agency were unable to locate. Hence to ascertain whether there are more cost- effective methods the Agency could be using to trace overstayers and absconders & selected Vilcol.com for this exercise.

Find out more about our international tracing services.

Client Account Manager

"We have had a number of these reports from Vilcol.com.
As a commercial credit management agency we have found the reports extremely useful when deciding how to progress some of our more difficult cases, as any positive information we can find can assist us with our overall collections"

FInd out more about credit control services.

JB

"We have been using Vilcol for 3 years now and I have to say they are one of the best tracing agencies in this sector. Quick, efficient, accurate and detailed information.

Any problems are being resolved effectively, always contactable, I would have no problem in recommending their services. Keep up the good work"

Law Society Council member representing women

"I needed to find a debtor who had supposedly moved abroad. Within 2 hours he was found living in Chiswick W4. I successfully reclaimed the debt for my client who was delighted and impressed"

Find out more about our debt collection services.

National Audit Office

The National Audit Office - NAO - sought to ascertain whether it was possible to trace current addresses for migrants that the UK Border Agency were unable to locate. Hence to ascertain whether there are more cost- effective methods the Agency could be using to trace overstayers and absconders & selected Vilcol.com for this exercise.

Tracing Services Offered by Vilcol

Over the years Vilcol has adopted an agile business philosophy, allowing us to grow and adapt to our client’s needs. Today we offer a full range of services to help find debtors and collect outstanding funds.