What is a pre-sue report?

A pre-sue report, also known as a pre-litigation report, is a great step to take before suing a debtor. It is used to determine whether someone has enough assets to make taking legal action against them worth it. If you want to sue an individual or a business, you need to make sure they have enough money to pay you what they owe you.

With Vilcol’s comprehensive pre-sue reports, you will be able to fully understand your debtor’s overall financial situation, so you can judge whether taking them to court is a viable option for you. Our pre-sue reports help you know whether or not going to court would likely succeed.

Getting one of our pre-sue reports is the best first step to take when recovering a debt.

When are pre-sue reports used?

Pre-sue reports are conducted before any legal action is taken against the debtor. Before you can even think about going to court, you need to do some digging around on your debtor’s financial situation. You need to know if the courts can work effectively in your case.

Having the option to check on your debtor is incredibly useful when thinking about suing them. This is where the pre-sue report is most useful.

You should know how much you can get out of a court case before you commit to litigation. Make sure you sue your debtor with all the necessary information by hiring Vilcol for a pre-sue report.


What information is in a pre-sue report?

As already mentioned, pre-sue reports provide a grand overview of your debtor’s financial situation. All of this is to help you identify and understand exactly how a person or company can pay you what they owe you.

If you want to sue a person, the information in our pre-sue reports include:

  • Name
  • Date of birth
  • Current address
  • Any previous addresses
  • Employment status
  • Any property owned
  • Estimated property value
  • Directorships

If you want to sue a business, however, we will collect for you:

  • Address details
  • Any aliases used
  • Any partnerships
  • All contact information
  • Business interests
  • Information about properties owned
  • Information about output and revenue

We also find out if your debtors are subject to bankruptcy, insolvency, or have any County Court Judgments in their name. If any of these are the case, you might want to reconsider pursuing legal action.

We can uncover all of this to give you as few questions about your debtor as possible. This information can be analysed to give you a help you properly understand all the details about the court case you’re pursuing. You can then decide if this person or business is worth suing.

Usually our clients outline what they want in a pre-litigation report, so we can provide you with tailor made reports that give you only the information you want to have.

In all of our pre-litigation reports, we adhere strictly to the Human Rights Act, GDPR Regulations, and the Data Protection Act.


How does a pre-sue report help you recover debt?

When you hire us for a pre-sue report, you get all the relevant information about your debtor’s finances. This puts you in a much better position to recover any debts owed to you. If you know your debtors are able to repay your debts, you know it’s worth suing them.

Having a pre-sue report in court is also great evidence that is likely to help your case. If you can prove your debtor has the ability to pay you back, they’ll likely have to.

If, for example, you’re a small business who is owed by a client who blocks your calls, your pre-litigation report would tell you that they are still working and have the means to pay you. You now know that you’re in a great position to recover your debts through civil action.

On the other hand, a pre-sue report would also let you know if you’re unlikely to get the money back at the moment. While surely disappointing, this would save you from raking up legal fees for few results.


How do we issue a pre-sue report?

Typically, we communicate with you and tailor the pre-sue report to your exact wants and needs. We make sure to stay completely transparent with you.

If you’d like a basic report that covers the essentials, we get straight to work and give you all of your debtor’s relevant details.


What are the advantages of a pre-sue report?

Pre-sue reports are wonderful tools that come with a lot of advantages:

  • You get a clear profile of your debtor

Our pre-sue reports provide you with everything you need to know about your debtor’s financial situation. This way, you can evaluate whether or not it’s worth going to court. Our reports are in-depth and comprehensive, and we make sure to answer all of your questions, leaving you as well-informed as possible.

  • You receive the information quickly and efficiently

At Vilcol, we pride ourselves on our results. We can guarantee quick and efficient pre-litigation reports. When you work with Vilcol, you’ll have your report within just 7 working days.

  • We use exclusive advanced databases

At Vilcol, our expert investigators have access to industry-exclusive databases that you yourself wouldn’t be able to use. We can conduct thorough research to give you all the information you want to know.

  • Pre-sue reports are great evidence in court

Courts look very favourably on pre-sue reports, because they show that your debtor has the ability to pay you back. Presenting a pre-litigation report in court increases your likelihood of recovering the debt.

  • All the work is done for you

With our experienced team of professionals working on your behalf, all you have to do is tell us what you want to find out. We’ll do the rest.

On the other hand, pre-sue reports do come with a price you need to be ready to pay. Because of this, we recommend making sure you’d like to enter litigation before hiring us for the report.


How can Vilcol help?

With over 30 years of experience and a success rate of 98%, our team of professional investigators are ready to work until we deliver the results you’re looking for. We can create extensive and comprehensive pre-litigation reports for you, giving you the best insight into your debtor you can get.

We help you find:

  • Confirmed date of birth
  • Confirmed current address
  • Confirmed employment status
  • Confirmed financial status
  • Credit background
  • Past and present directorships
  • Disqualified directors search
  • Property ownership
  • Estimated property value
  • Lifestyle information
  • Insolvency register searches
  • County Court Judgments search
  • Aliases used
  • Social media searches
  • Any and all contact information
  • Company financials